Credit Cards
Comparison Table
| PERSONAL | ||||
|---|---|---|---|---|
| Card Type | Classic Low Rate Card | Platinum Rewards Card | ||
| Rewards | No | Per $1 spent:3 Points Grocery2 Points Gas1 Point All Other | ||
| Balance Transfer Fee | No | No | ||
| Annual Fee* | No | No | ||
| Rate* | 00.00% | 00.00% | ||
| BUSINESS | ||||
|---|---|---|---|---|
| Card Type | Business Low Rate Card | Business Rewards Card | ||
| Rewards | No | 1.5 pts per $1 spent | ||
| Balance Transfer Fee | No | No | ||
| Annual Fee* | No | No | ||
| Rate* | 00.00% | 00.00% | ||
*2% international fee. 2% cash advance fee. Variable Annual Percentage Rate will vary with the market based on the Prime Rate.
Notes:
To change your Personal card type, please contact us at (435)865-2300. We will send a DocuSign form by email.
To change your Business card type, please download and fill out a new Credit Card Application.
View additional credit card rates and charges: Classic Low Rate | Platinum Rewards | Business Low Rate | Business Rewards
Additional Features
Classic Low Rate Card
Conduct transactions or obtain cash anywhere where Visa is accepted. Charges accumulate on your monthly statement. Interest accrues only if the unpaid balance is not paid before the end of the grace period. Cash advances may be obtained from ATM's in conjunction with your secret PIN. Change your PIN by filling out the form enclosed with your PIN notification.
- No Rewards.
- No Annual Fee.
- No Balance Transfer Fee.
Platinum Rewards Card
Get the most out of your card with the Platinum Rewards Card. Earn rewards points on qualified purchases and redeem them for great merchandise or travel!
- 3 pts on grocery, 2pts on gas, 1pt everywhere.
- Travel Redemption 1pt = 1.35% redemption rate.
- Redeem points for Cashback.
- Redeem points Gift Cards.
- Premium Payback (Paypal redemption, Fuel redemption, SMS text redemption, Walgreens & CVS redemption).
- No annual fee.
- No balance transfer fee.
Business Low Rate Card
The Visa Business Card is great for any business. Obtain a master account limit. Separate cards are then issued to individual employees, each with its own credit limit and itemized statement.
- No Rewards.
- No Annual Fee.
- Combined billing.
- 10 free cards.
- Manage expenses with multiple signers.
Complete application and return to any State Bank branch.
Business Rewards Card
Use your ScoreCard Rewards credit card for all purchases and watch how quickly your Bonus Points add up. For every qualifying purchase made using your Rewards Card, you earn valuable Bonus Points that may be redeemed for outstanding merchandise and exciting travel! 1% cashback is also available on qualified purchases!
- 1.5 pts on every dollar.
- Travel Redemption 1pt = 1.2% redemption rate.
- Redeem points for Cashback.
- Redeem points for Gift Cards.
- Premium Payback (Paypal redemption, Fuel redemption, SMS text redemption, Walgreens & CVS redemption).
- No Annual Fee.
- No balance transfer fee.
- Combined billing.
- 10 free cards.
Complete application and return to any State Bank branch.
Redeem Your Points
To redeem your ScoreCard Points call or visit the website below:
Customer Service 1-800-854-0790 24 hours a day, 7 days a week; closed major holidays
Travel Services 1-800-842-3006 Mon. - Fri. 9AM - 9PM; Sat and Sun. 9AM - 5PM (EST)