Account Closure – If within 6 months of opening and no other account relationship exists with SBSU |
$25 |
Bill Pay3
|
No Charge
|
Cashier's Checks or Money Orders |
$2 each |
Coin Processing Fee |
$2 per bag |
Currency Processing Fee |
$2 per $1K |
Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank |
$25 |
Dormant Account – Monthly fee after inactivity; 1 year (checking), 3 years (savings) |
$5 |
Excessive Withdrawals – Per item after 6 per month |
|
Money Market (In-person withdrawals unlimited) |
$10 |
Savings (ATM withdrawals unlimited) |
$5 |
Foreign Canadian Check Processing1 –Payable in US or Canadian funds |
$7.50 each |
Foreign Non-Canadian Check Processing1 – $250 check minimum value |
$30 per check |
Foreign Currency1 – Allow time for delivery |
$25 per order |
Foreign Draft1 –Allow time for delivery |
$25 per draft + $25 handling |
Foreign Currency Buyback1 |
$25 handling |
Gift Cards2 – Single Load, Value $10 - $1,000 per card |
|
1-9 cards |
$5.00 each |
10 or more cards |
$3.50 each |
25 or more cards with custom name imprint |
$3.50 each |
IRA Transfer - Transfer IRA funds to another institution |
$25 each |
Late Payment Fees - If full payment not received within 10 days of due date |
|
SureCash |
Up to $15 |
Home Equity and Installment Loans - $15 or 5% of payment, whichever is greater |
$15 Min |
Credit Card |
Up to $25 |
Legal processing – Garnishment / Levy |
$100 per instance |
Minimum balance Fee - Monthly fee applies to specific accounts, refer to disclosures |
$8 |
Notary Public |
|
Account-holders |
No charge |
Non-account holders |
$5 flat fee |
NSF - Non Sufficient Funds/Return Item3&4 – Consumer accounts limited to fee occurrence of 4 per day (separate from OD fee).
|
$25 each |
OVERDRAFT - OD/Paid Item4 – Consumer accounts limited to fee occurrence of 4 per day (separate from NSF fee). |
$25 each |
Overdraft Interest Rate – Interest applied to negative account balances. Charged at the end of the monthly cycle when the statement prints |
18% per annum |
Paper Statement Fee - (Big Interest Checking only. Enroll in eStatements to avoid) |
$2/month |
Research / Reprints / Miscellaneous |
|
Check Or Miscellaneous Copy |
$1 per page |
Fax |
$2 per page |
Statement Reprint |
$3 each |
Miscellaneous Copies |
$1 per page |
Research by bank personnel |
$30/hr. |
Return Deposit Item Processing - (OD charges may apply if return overdraws account) |
$3 |
Return Mail / Bad Address |
$5 |
Shipping / Mailing - Documents, card replacements, etc., including rush delivery. |
$5 - Up to Cost |
Stop payment |
$25 |
Transfer / Overdraft Prevention – Bank initiated to maintain a balance or prevent an overdrafts, including SureCash transfers |
$3 |
Teller or Employee Assisted Transfers |
|
Convenience Transfers that involve other institutions |
$10 |
Wire Transfers |
|
Incoming |
$0 |
Outgoing Domestic |
$20 |
Outgoing International |
$50 |