Interest Rates

Rates effective as of

BIG INTEREST CHECKING(1)
APY* Range Tier Information Interest Rate
0.00% BIG Interest on qualifying accounts up to $50,000 0.000
0.00% to 0.00% On balances over $50,000 (qualifying accounts)** 0.000
0.00% On entire balance if requirements are not met 0.000
 * Annual Percentage Yield
** The blended yield for amounts exceeding $50,000 will range from 0.00% to
 0.00% APY depending on balance.
DEPOSIT INTEREST RATES
ACCOUNTS INTEREST RATE APY*
REGULAR SAVINGS (1)
SAVINGS 0.000 0.00%
IRA (1)
$0-$24,999.99 0.000 0.00%
$25,000.00 - $249,999.99 0.000 0.00%
$250,000.00 & UP 0.000 0.00%
EMERALD ELITE (1)(3)
$0 - $24,999.99 0.000 0.00%
$25,000.00 & UP 0.000 0.00%
MONEY MARKET ACCOUNTS (1)(3)
$500.00 - $24,999.99 0.000 0.00%
$25,000.00 - $99,999.99 0.000 0.00%
$100,000.00 - $499,999.99 0.000 0.00%
$500,000.00 & UP 0.000 0.00%
CERTIFICATES OF DEPOSIT (4)
We do not open CDs for other financial institutions or for deposit brokers.
1 MONTH CERTIFICATE 0.000 0.00%
3 MONTH CERTIFICATE 0.000 0.00%
6 MONTH CERTIFICATE 0.000 0.00%
12 MONTH - ADD ON CERTIFICATE 0.000 0.00%
18 MONTH CERTIFICATE 0.000 0.00%
24 MONTH CERTIFICATE 0.000 0.00%
36 MONTH CERTIFICATE 0.000 0.00%
48 MONTH CERTIFICATE 0.000 0.00%
60 MONTH CERTIFICATE 0.000 0.00%
CERTIFICATES OVER $250,000.00(4)
1 MONTH CERTIFICATE 0.000 0.00%
2 MONTH CERTIFICATE 0.000 0.00%
3 MONTH CERTIFICATE 0.000 0.00%
6 MONTH CERTIFICATE 0.000 0.00%
12 MONTH CERTIFICATE 0.000 0.00%
MORTGAGE INTEREST RATES
30 Year Fixed as low as 0.000 as low as 0.000%
15 Year Fixed as low as 0.000 as low as 0.000%
FHA/VA as low as 0.000 as low as 0.000%
USDA as low as 0.000 as low as 0.000%
LOAN INTEREST RATES
Auto Loan as low as 0.00%
Home Equity as low as 0.00%(5)
Boat/RV as low as 0.00%
ATV as low as 0.00%
CREDIT CARD INTEREST RATES(6)
All rates are variable.
Visa Credit Card 00.00%
Platinum Rewards Card 6 month introductory rate at 9.50% then 00.00%
Visa Business Card 00.00%
Visa Business Rewards Card 00.00%

*APY - Annual Percentage Yield is accurate as of the date specified at the top of page.
(1) Variable Rate Accounts. The rate may change after the account is opened.
(2) The minimum balance required to obtain the APY is $500.00.
(3) Minimum balance fees apply, see nearest branch for details.
(4) Time Accounts: $500 minimum opening deposit. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts. Contact a New Accounts Representative for further information about applicable fees and terms.
(5) Annual Percentage Rate (APR) is based on Wall Street Journal Prime. It is a variable rate that is subject to change. The minimum APR is 3.95% with a maximum 18%. Rate listed is for borrowers with good credit history, other programs are available. Minimum new loan of $10,000 or more. Only for single family, owner occupied homes with a maximum loan to value of 80%. Property insurance is required. There is no cost to open a line of credit with a limit under $200,000; borrowers may be subject to a $500 charge if the line is closed within three years.
(6) View additional credit card rates and charges: Visa Card | Platinum Rewards Card | Business Cards