VA Loans

What is a VA Loan?

A VA loan is a home loan that is partially guaranteed by Veterans of United State Armed Forces.  It is available to qualified Veterans, and surviving spouses of qualified veterans. The advantages of a VA loan are no down payment required, reduced fees, no mortgage insurance, and more lenient qualifying criteria.  VA loans can be used multiple times and for multiple properties. 

Benefits of a VA Loan

• No down payment required.
• No mortgage insurance.
• Allows closing costs to come from a gift or grant.
• Provides financing for qualified:
• Veterans
• Reservists
• Active duty personnel
• Eligible family members
• Provides a wide range of rate, term, and cost options.