Start earning interest with a balance of at least $500 (maintain $2,500 to avoid fees). Interest tiers are stepped at $25,000, $100,000 and $500,000. The account is insured by the FDIC. Minimum opening balance of $2,500.
Money Market transactions are restricted to no more than six (6) convenience withdrawals per monthly cycle.
To avoid the limits, consider the following:
Fees: Over-the-limit withdrawals cost $10 each. A balance-requirement fee of $8 per month is imposed unless a current balance of at least $2,500 is maintained at all times.