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Money Market Account

Start earning interest with a balance of at least $500 (maintain $2500 to avoid fees). Interest tiers are stepped at $25K, $100K and $500K. The account is insured by the FDIC.

Current Interest Rates

Money Market transactions are federally regulated to no more than six (6) convenience withdrawals per monthly cycle.

To avoid the limits, consider the following:

  1. Six (6) or Less of These:
    • Checks
    • Internet and automatic withdrawals
    • Transfers out
    • Anytime Line Transfers
    • Bill-pay debits
  2. Unlimited:
    • ATM withdrawals
    • In-person withdrawals

Fees: Over-the-limit withdrawals cost $10 each. A balance-requirement fee of $8 per month is imposed unless a current balance of at least $2500 is maintained at all times.

Money Market and Savings accounts are considered to be non-transaction accounts. Federal regulations limit the number of convenience withdrawals on non-transaction accounts.

Other Checking Account Options